Privacy Policy & Disclosures

 

Next Bloom Wealth LLC (“NBW”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. NBW will not disclose your personal information to anyone unless it is required by law or at your direction. We will not sell your personal information.

We want our clients to understand what information we collect, how we use it, and how we protect your personal information.

 

Why We Collect Your Information

 

We gather information about you so that we can:

• • • Help design and implement the investment and financial planning related services we provide you; and
    • Comply with the Federal and State laws and regulations that govern us.

What Information We Collect and Maintain

 

We may collect the following types of “nonpublic personal information” (“NPI”) about you:

• • • Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information;
    • Information that we generate to service your financial needs; and
    • Information that we may receive from third parties in connection with the services we provide you.

What Information We Disclose

 

We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. NBW may disclose client’s NPI: (1) to individuals and/or entities not affiliated with NBW, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client’s engagement with NBW (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.

In the event that NBW has a change to its client privacy policy that would allow it to disclose non-public information not covered under applicable law, NBW will allow its clients the opportunity to opt-out of such disclosure.

 

How We Protect Your Personal Information

 

Privacy has always been important to NBW. We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with NBW will be subject to confidentiality agreements.

 

Former Clients

 

Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law.

 

Contact Us

 

Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Robert “Alex” Borgardts, Chief Compliance Officer of NBW. Please contact Robert “Alex” Borgardts at (816) 307-0548.

 

Registration Disclosures

 

 

Next Bloom Wealth LLC (herein referred to as ‘NBW’) is a registered investment advisor offering advisory services in the State of Missouri, Kansas and in other jurisdictions where exempt. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by NBW in the rendering of personalized investment advice for compensation shall not be made without first complying with jurisdiction requirements or pursuant an applicable state exemption.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision. Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, NBW disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose. NBW does not warrant that the information on this site will be free from error. Your use of the information is at your sole risk. Under no circumstances shall NBW be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if NBW or a NBW authorized representative has been advised of the possibility of such damages. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

Hyperlink Disclosure

 

The information being provided is strictly as a courtesy/convenience. When you link to any of the web sites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Next Bloom Wealth LLC (herein referred to as ‘NBW’) is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, web sites, information and programs made available through this website. When you access one of these websites, you are leaving our web site and assume total responsibility and risk for use of the web sites you are visiting. NBW does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to NBW’s web site or incorporated herein, and takes no responsibility thereof.