Disclosure: Next Bloom Wealth (NBW) is a Missouri Registered Investment Adviser. Registration does not imply a certain level of skill or training. NBW did not provide any cash or non-cash compensation in return for these reviews, testimonials, and endorsements by existing clients and other individuals. We are also unaware of any material conflicts of interest on the part of the person(s) giving the testimonial or endorsement resulting from the person’s relationship with NBW, which could result in an incentive to recommend the adviser. Opinions and comments given by NBW clients or other individuals may not represent any other person’s experience with the firm.